Debt to credit ratio-know it!

Debt to credit ratio. Learn it. Know it. Live it. It's 30% of your credit score. Ideally you don't want to be over 30% extended on all your available revolving credit or your credit score takes a hit. For example-If you have 3 credit cards with a total of $30,000 in limits, try not to use more than $10,000 at any time. The good news; as soon as you make a payment to get below 30%, your score will go up again.

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